American first credit union mobile deposit funds availability

Q: What is the mobile deposit limit for America First Credit Union?

Yes. Its $10,000 per-day, per-account. This can be met with a single check or through multiple deposits. Checks for more than $10,000 must be deposited at a branch or through an ATM with this capability.

Access Your Accounts Using Your Smartphone or Tablet

Mobile Banking gives you the full experience of digital banking on your smartphone or tablet. Using our American First mobile app, you can:

Table of Contents Show

AMERICA FIRST CREDIT UNION MOBILE BANKING
Enroll in mobile banking
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MOBILE BANKING FEATURES
Mobile Deposits
Budgets & Spending
Account Aggregation
Your Branch is on your Phone
What is the mobile deposit limit for America First Credit Union?
Are mobile deposit funds available immediately?
What time do direct deposits Post America first?
What time of day are mobile deposits available?

Deposit a check using the camera on your device
View up-to-date account balances
Transfer funds between your accounts
Use external transfers to/from other financial institutions and your American First accounts or loans*
Get live update alerts
Pay friends & family using Zelle®
Schedule a bill payment

Download Our Mobile App

How to Properly Endorse Your Check

Step 1: Endorse Your Check

Endorse the back of your check first. Print the words FOR MOBILE DEPOSIT ONLY below your signature to ensure timely processing. Mobile deposits will be rejected if not properly endorsed.

Step 2: Take a Picture

Take a photo of both sides of your check using the the American First Mobile App. Your check will automatically be deposited into your account with proper endorsement.

Void your check and save it for 30 days. Depending on the amount of the check, your deposit amount may not be immediately available for withdrawal.

*External Account Transfers within Online and Mobile Banking are not available for share certificates, IRAs, and commercial real estate loans. Set up recurring transfers or visit our online loan payment center for safe and timely loan payments.

Main Content

AMERICA FIRST CREDIT UNION MOBILE BANKING

Whether you're looking for a better way to track your budget, pay your bills or keep track of multiple accounts from various financial institutions and investments, America First Credit Union lets you do all this and more from the comfort of your own phone.

Enroll in mobile banking

Get 24/7 account management, anywhere you roam. It’s easy to enroll with your iPhone or Android device:

Open the app and click Enroll in Online/Mobile Banking
Enter your user information
Create a password
Choose how to receive a one-time passcode
Enter the passcode for identity verification
Select security questions

Get Started Now!

MOBILE BANKING FEATURES

Dashboard

Our updated dashboard offers a sleek new interface, offering all the mobile banking options you need, right at your fingertips. Plus, you can customize the dashboard to feature the information and services you use the most.

Mobile Deposits

Depositing money has never been easier. First, endorse the check by signing your name on the back and writing "FOR AFCU MOBILE DEPOSIT ONLY" below your signature. Then use the mobile banking app to upload a picture of the front and the back of the check. The funds will be deposited quickly and securely into your account. You may view our Remote Deposit Service Agreement by visiting us here.

Budgets & Spending

Stay on top of your money with Budgets and Spending. Transactions are automatically categorized to create detailed spending reports. You can also use the auto-generation tool to effortlessly create and maintain a budget.

An easy way to manage your money.

Each transaction is automatically categorized so you can start spending smarter.

Set smart budgets to keep you on track.

Know exactly how much you have left to spend in each category.

See how much you have left in your total budget.

Account Aggregation

Add your accounts from other financial institutions to see a complete view of your finances all in one place.

ABC Deals

Get cash back for purchases you're already making with ABC Deals. Activate merchant offers and use your America First Visa® debit and credit cards, and money will be automatically deposited into your account.

Loans

Use the America First app to apply for an auto loan, increase the limit on your Visa Credit Card, open a new Line of Credit and more. Personal and business loans can be approved in minutes.

Download our free mobile app to quickly set up control preferences for your Visa cards. Limit transactions by geography, set spending amounts, define which merchants can process transactions, set up transaction alerts, and so much more.

With the push of a button, you can move funds around within your account or transfer it to another America First account. You can also easily send money to external accounts with Zelle.®

Your Branch is on your Phone

Free Mobile Banking from America First lets you carry your credit union with you.

What is the mobile deposit limit for America First Credit Union?

Yes. It's $10,000 per-day, per-account. This can be met with a single check or through multiple deposits. Checks for more than $10,000 must be deposited at a branch or through an ATM with this capability.

Are mobile deposit funds available immediately?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

What time do direct deposits Post America first?

What Time Does First American Bank Post Direct Deposits? First American Bank direct deposits the funds in your account generally between 2 am, and 5 am Eastern on a business day it's received.