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For over 30 years, we’ve offered flood insurance under the National Flood Insurance Program (NFIP). In fact, we were one of the first companies to participate in the NFIP. Today, we're the second largest carrier offering flood insurance.
The market for flood insurance has evolved due to changes within the NFIP, flood reform, and climate change – to name a few. As a result, we expanded into the private flood market with products tailored to meet industry and customer needs.
in the Write Your Own (WYO) flood market
company with large investments in innovation
in the private flood market
homeowners protected from losses due to flood damage
Our knowledge and long standing commitment with the NFIP coupled with our innovative private products allow us to support our agency partners. Its flood protection options that make a difference.
Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.
Our private flood policies offer higher coverage limits and flexible add-ons for residential condominium building association policy (RCBAP) and commercial properties.
Quote and manage flood insurance policies with ease through our intuitive technology solutions.
FlexCashSM is our patented discretionary payout of up to $10,000 designed to help policyholders with costs associated with flooding events.
Over 65% of preferred risk policies (PRPs) drop at the first annual renewal.
Offer customers a discretionary payout of up to $10,000 to help with coverage gaps.
As NFIP reforms are continuously debated, there have been short-term lapses in the NFIP during government shutdowns and among widespread uncertainty in the market around the program’s future.
In response, the private flood market has grown an estimated 25-30% during the last year.
Read more how to determine the right mix for your business.
These programs may be underwritten by one of the following: American Bankers Insurance Company of Florida, with its home office in Miami, Florida, American Security Insurance Company, Voyager Indemnity Insurance Company. Each insurer has sole financial responsibility for its own products.
� Copyright 2014 Assurant, Inc. All rights reserved. Legal Notice | Privacy Policy | Regulatory Notices. PS28949-0114
These programs may be underwritten by one of the following: American Bankers Insurance Company of Florida, with its home office in Miami, Florida, American Security Insurance Company, Voyager Indemnity Insurance Company. Each insurer has sole financial responsibility for its own products.
� Copyright 2014 Assurant, Inc. All rights reserved. Legal Notice | Privacy Policy | Regulatory Notices. PS28949-0114