online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Show
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category. No annual fee and no expiration on rewards. 0% intro APR for 18 billing cycles, 16.99% - 26.99% Variable APR after that 0% intro APR for 18 billing cycles for any balance transfers made in the first 60 days, 16.99% - 26.99% Variable APR after that Balance Transfer Fee 3% (min $10) Bank of America Customized Cash Rewards credit card Pros & Cons$200 initial bonus (online exclusive) Potential for a very high regular APR 3% foreign-transaction fee Bank of America Customized Cash Rewards credit card ReviewView 1285 User Reviews
at Bank of America's secure site New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.99% - 26.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now. at Bank of America's secure site Can't find what you are looking for? Submit your question about Bank of America® Customized Cash Rewards credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. Maria Adams, Credit Cards Moderator The Bank of America Customized Cash Rewards credit card foreign transaction fee is 3%. The card's foreign transaction fee can apply whether you travel to
another country or you go shopping internationally through your computer. Not every Bank of America credit card charges foreign transaction fees. The Bank of America® Travel Rewards credit card card has 0% foreign fees, for example, as does the
Bank of America® Premium Rewards® credit card. So, they are better options to use for foreign purchases than Bank of America Customized Cash Rewards credit card. Bank of America Customized Cash Rewards credit card Foreign Transaction Fee Info: The Bank of America Customized Cash Rewards credit card foreign transaction fee isn't the only fee you have to worry about with the Bank of America Customized Cash Rewards credit card. If you take out a cash advance, you will owe $10 or up to 5% of the transaction amount, whichever is greater. Late payments will cost you up to $40. Plus, if you transfer a balance to the card, you'll pay a fee equal to 3% (min $10) of the amount.
Fortunately, the Bank of America Customized Cash Rewards credit card has a $0 annual fee. One of the best cash back credit cards with $0 foreign transaction fees is the Capital One Quicksilver Cash Rewards Credit Card, which gives a $200 bonus when you spend $500 in the first 3 months, plus 1.5% cash
back on all purchases. You can also check our editors' latest picks for the best no foreign transaction fee credit cards on the market to weigh your options. Chip Lupo, Credit Card Writer View more answers Maria Adams, Credit Cards Moderator View more answers Chip Lupo, Credit Card Writer Paddy Sullivan, WalletHub Credit Card Advisor How does the Bank of America Cash Rewards travel insurance work?Kendall Morris, Credit Cards Moderator What are the best Bank of America Cash Rewards credit card benefits?Chip Lupo, Credit Card Writer How much is the Bank of America Cash Rewards bonus?Cameron DiGiovanni, Writer Does the Bank of America Cash Rewards card cover rental car insurance?Chip Lupo, Credit Card Writer What is the Bank of America Cash Rewards grocery stores list?Cameron DiGiovanni, Writer Share your insights and review the Bank of America® Customized Cash Rewards credit card What's Your Rating?Sumeeth October 1, 2022 • @sumeeth_sahadeo 4 Star Rating Verified CustomerSolid credit card for someone starting off for the first time in America. Could have higher limits automatically increase once you reach a certain duration of time with the account. Comment Chris M June 29, 2022 • @Chris19601 1 Star Rating I have a BofA credit card that gets monthly use, is always paid on time, and carries no balance. For the last month, BofA has been emailing me pre-screened offers, about 3 a week, asking me to apply for this new 'customized cash rewards' credit card. I finally applied (my credit score is excellent with no negative reporting, and I'm prescreened, so why not?) DENIED, is why not. Now I have a pointless hard pull on my credit report, harming my score. BofA: Don't barrage me with prescreened offers if you're regularly denying applicants who have excellent credit. Comment Arlindo K June 3, 2022 • @arlindo 1 Star Rating Useless card. The bank Closed my account as soon as I got the balance to 0. I never missed a payment. No late payments. They closed the account without any explanations Comment Allen April 9, 2022 • @allenbee94 3 Star Rating Verified CustomerIt's decent. The major perk is the 3% cashback in online shopping, which is a quite rare but broadly useful perk you don't see in a lot of other cards. No minimum rewards redemption is also nice. I just don't like Bank of America as a company, and their customer service can be very hit or miss. Comment Pierce R December 31, 2021 • @pierceruby643 4 Star Rating This is one of the best cards I've used. I'll surely recommend. If there's anyone looking to work on their credit score, debt payment or wants an opportunity to benefit from a profitable side hustle program to get your finance on the right track, i'll advice you seek help from CreditMason. My entire debts was paid by this company and that had a huge impact on the increase of my credit score. If your credit needs some work and you aren't sure where to start, look up CreditMason on Google to get started. I can assure you a positive transformation. Comment Mark December 24, 2021 • @pumpingironmke 5 Star Rating Verified CustomerI think so far it is a pretty solid card, there is a reason your getting 3% Bank Of America, their going for it, if you stacking cards to raise that score, this will be a keeper card, not one you will be tossing once you can get better cards, THIS CARD IS ONE OF THE BETTER CARDS!!!! Once you start getting some money saved get a Merril Lynch account with 10k in it and this 3% card goes to 4% all the way to 6 or 7% that is AMEX level with some smart investments over time! Comment DJ November 14, 2021 • @dj_the_savior 3 Star Rating Verified CustomerAverage cash back credit card with 3% on just one category of your choice and 2% cash back on fixed category of supermarkets, 1% on everything else; however, this card did come with a nice initial credit limit. Comment syismaster1 July 29, 2021 • @syismaster1 5 Star Rating This was my first credit card. Comment Dorinda G Ammons June 17, 2021 • @dorindaa 3 Star Rating Verified CustomerI don't like reviews. Things change over time and what was good can become bad and vice-versa. Over all interest rate higher on this card than others. Comment Shawna June 6, 2021 • @sgant2 5 Star Rating Verified CustomerPlease pay at least 50% of balance in full every month. I have attempted to set up automatic payments today and was unsuccessful. Comment Review Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card WalletHub is an independent comparison service. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions. Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered. What is Visa Signature cash rewards?Visa Signature cashRewards Cardholders will earn 1.75% cash back rewards on every $1 of eligible net purchases with direct deposit at Navy Federal, or 1.5% cash back rewards without direct deposit.
Is Bank of America Visa Signature Card good?The BankAmericard credit card is a very good credit card that's worthwhile for people with excellent credit who can benefit from interest-free financing for the first 21 billing cycles on new purchases as well as balance transfers made in the first 60 days. The BankAmericard credit card does not charge an annual fee.
What are the benefits of the Bank of America cash rewards card?Bank of America® Customized Cash Rewards Secured credit card. 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases.
Is Bank of America cash rewards hard to get?The Bank of America Customized Cash Rewards card is as easy to get as most other no annual fee cash back credit cards. You'll just need to provide the typical personal information, Social Security number and total annual income through Bank of America's online application or over the phone by calling (800) 932-2775.
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