Blue cross blue shield health insurance for self employed

Health, dental, and prescription drug benefit

Prescription drug maximum up to $10,000
Dental coverage maximum up to $1,500
Extended Health Benefits up to $5,000
Travel coverage up to 30 days until age 70
Term Life and Accidental Death and Dismemberment
Medical questionnaire required
24/7 access to your benefits with our member site or app

Do you have more questions about Blue Choice®? Click here to contact a benefit specialist.

Prescription drug maximum up to $1,500
Dental coverage maximum up to $1,500
Extended Health Benefits up to $5,000
Travel coverage up to 30 days until age 65
Final Expenses and Accidental Death and Dismemberment
No medical questionnaire required
24/7 access to your benefits with our member site or app

Do you have more questions about Blue Assured®? Click here to contact a benefit specialist.

Prescription drug maximum up to $3,000
Dental coverage maximum up to $2,000
Extended Health Benefits up to $7,500
Travel coverage up to 90 days until age 85
Accidental Death and Dismemberment
No medical questionnaire required
Must be coming off a group plan within 60 days to be eligible
24/7 access to your benefits with our member site or app

Do you have more questions about Retiree? Click here to contact a benefit specialist.

Life Insurance

Up to $4,000,000
10, 20, 25 year terms available
Medical questionnaire required
Optional Critical Illness add on
Get a quote in seconds
Purchase online in under 15 minutes

Do you have more questions about Term Life Insurance? Click here to contact a benefit specialist.

Our Plans

Welcome to health insurance that meets your needs.

Individual and Family Plans

We offer affordable health, dental, and vision coverage to fit your budget. Plus, you may qualify for financial help to lower your health coverage costs.

Medicare Plans (65+)

We have Blue Cross Medicare OptionsSM available in your area to fit your health care needs and your budget. Let us help you compare plans and get started on your Medicare journey.

Employer Plans

Let us help you create the right plan for your business. We have flexible group insurance plans and programs for any size business, designed to fit your employees' needs.

Medicaid Plans

We offer low-cost coverage for children and adults who qualify for state-sponsored programs, including benefits for medical, prescription, vision and dental services.

Dental and Vision

The health of your eyes and teeth can affect your overall health. Find affordable dental and vision plans for everyone in your family.

Pharmacy Information

If you have pharmacy benefits through Blue Cross and Blue Shield of Texas (BCBSTX), we can help you and your doctor get the most from your prescription drug coverage.

Telemedicine

Many plans cover virtual visits. See a doctor without leaving home, either with your own doctor or with our Virtual Visits solution.

More Insurance Products

Planning means expecting the unexpected. We offer budget-friendly supplemental insurance solutions, including life, accident, disability and critical illness options.

Make a Payment

Choose the best payment option for your Blue Cross and Blue Shield of Texas (BCBSTX) monthly bill.

Stay with BlueSM

As you transition to Medicare, we hope you'll Stay with Blue and get Medicare coverage from a company you trust.

Member Access to Your Health Plan All In One Place

Blue Access for MembersSM is a powerful tool for managing all your health plan benefits. You can:

Make Payments

Pay a bill online or sign up for auto bill pay.

Manage Prescriptions

Search your plan's drug list, find a pharmacy, and more.

Get a Member ID Card

Request a new replacement member ID card, or download a temporary copy.

New to Blue Access for Members? Create an account

Small Business Plans

Business health insurance plans designed to fit any size small business and budget.

Join Our Team

Want to be part of our amazing team? Join us as we build the next generation of health insurance.

Get Free In-Person Help

Our trusted community experts can give you the one-on-one help you need to shop for health insurance.

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About Us

Blue Cross and Blue Shield of Texas is a statewide, customer-owned health insurer. We believe Texas consumers and employers deserve the best of both worlds: access to affordable, quality health care and top-notch service from a company that focuses solely on customers, not shareholders. Customer value is our cornerstone.

For more than 90 years, we have forged alliances with local nonprofit organizations to show our commitment to help build healthy communities. We want to continue to foster health improvements through these alliances so that together we can offer sustainable, measurable programs that strengthen and enrich our communities.

What insurance is best for self employed?

If your work takes you out and about and involves interacting with the public, then public liability insurance will pay out if anyone makes a legal claim against you. Or if you work with clients and there's a risk you could damage their property or reputation, professional indemnity cover is a must.