Payments and debits between US accounts ACH routing number 022300173 Wire payments between US accounts Domestic wire transfer number 022300173 Wire payments to an international account SWIFT code CHASUS33 When you opened your bank account with Chase, they gave you a routing number and account number. These are crucial numbers. Without them, you cannot complete basic bank transactions like making direct deposits, tax payments, reordering checks, or receiving funds from other banks. Show
Should you incorrectly enter an account or routing number and the transaction is validated, the designated financial institution may reject and return the cash, causing delays. You are also unlikely to be refunded any fees incurred. Worse still, the funds in transit may end up in the wrong account, and recovering the funds is not an easy task. Therefore it is important to know where to find your Chase routing number and account number. Read all the way to the end to make sure you’re getting the correct numbers so that you don’t face any mishaps! In this article
How to Get Your Routing Number and Account Number from a Chase CheckRouting NumberA routing number, also known as a routing transit number (RTN), or American Bankers Association (ABA) routing transit number is a code that specifies the bank that manages your bank account. The Chase Bank routing number is a 9-digit RTN unique to Chase Bank. The first four digits are the Federal Reserve identifiers. Second, the following four digits identify the bank. And, the last number is the check digit, validating the first eight numbers for a successful money transfer. Note that Chase Bank has 24 routing numbers in the US as follows: – State Routing NumberArizona 122100024California 322271627Colorado 102001017Connecticut 21100361Florida 267084131Georgia 061092387Idaho 123271978Illinois 71000013Indiana 74000010Kentucky 083000137Louisiana 65400137Michigan 72000326Nevada 322271627Nueva Jersey 21202337Nueva York – Sur del estado 21000021Nueva York – Norte del estado 22300173Ohio 44000037Oklahoma 103000648Oregon 325070760Texas 111000614Utah 124001545Washington 325070760Virginia Occidental 51900366Wisconsin 750000191. Why Should You Know Your Chase Bank Routing Number?The Chase Bank routing number helps other banks route money transfers to the Chase customer accounts. It is a convenient and secure feature, guaranteeing the safety of funds in transit between Chase Bank and other banks. As a Chase bank account holder, you will need to quote your routing number to identify the recipient bank when: –
2. Locating Your Routing Number on the Chase CheckThe Chase routing number is a 9-digit code at the bottom left side of a Chase personal check. Account numberAn account number is a unique set of numbers and character codes identifying a bank account holder. The Chase Bank account number comprises a 9-digit code that the bank uses to identify the account holder. The bank also refers to the number when posting debit and credit transactions. More so, Chase Bank allocates the account numbers internally to classify and control the various customer accounts. 1. Why Should You Know Your Chase Bank Account Number?You need your Chase Bank account number for all transactions in and out of your bank account. 2. Locating Your Account Number on the Chase CheckYour Chase Bank account number is at the bottom center of your Chase personal check. It is the set of numbers after the routing number and before the check number. Other Ways to Find Your Routing Number and Account Number If You Don't Have a CheckbookWe are in the digital era where most financial transactions are paperless. Then, suppose you are making a transaction online or via the Chase mobile app, you can still find your routing number without the checkbook as follows: – Using the Chase Mobile® appHere is how to find your account number on the Chase app: –
Via Online Banking at Chase.com
By Referring to Your Monthly StatementDid you sign up to receive monthly e-statements? If so, check for the routing and account numbers at the top right corner of one of your statements. Still, you can sign in to your Chase Bank account and click on the “Statements” button appearing below your account balance. Checking a Local Bank Routing Number DirectoryDo you remember the state or region where you opened your Chase Bank account? Your routing number corresponds to the state where you opened your Chase Bank account. Use the name of your state to search for your routing number in the routing number directories available online. Calling Your Bank Relationship ManagerFinally, you can always call your Chase Bank relationship manager and get help in finding your routing or account numbers. Out of the five methods, we recommend using the Chase Mobile® app as the fastest, convenient, and time-efficient method to retrieve your bank account information on the go. Are There Other Ways To Send And Receive Money Without Using A Routing Number?If you still cannot access your Chase Bank routing number, you can send and receive money using the following methods: – e-WalletsDownload mobile wallets like Google Pay, Apple Pay, or Samsung Pay to your smartphone. Follow the instructions on the app to link to your credit or debit card account number. Now add money from your account to your mobile wallet and use it to pay for goods and services or send to other account numbers using this e-wallet. Money OrdersBuy a money order from your local bank or post office. Mail it directly to the recipient. Money orders take time, depending on the final destination of the recipient. Money Transfer ServicesBelow is a sample of money transfer services you can use to send or receive money without using a routing number: –
ConclusionThe business checking routing numbers and account numbers are safe and convenient codes for making financial transactions into and out of your account. You can identify these two numbers at the bottom of a check leaf. Otherwise, sign in to your account via the Chase Mobile® app, check your monthly statement, local bank routing directory, or call your bank representative. Still, use your e-wallet, money order, or third-party money transfer services to send or receive money without the routing number. Aidan Kang, CFA Aidan has been writing about personal finance for over 6 years. Prior to this, he worked as a Corporate Finance Analyst where he specialized in Due Diligence, Company Valuations and more. He is a CFA charterholder. |