Direct lender online installment loans instant approval no credit check

We make it easy to get cash when you need it.

No Collateral Required

No Traditional Credit Check

No Loan Origination Fees

Quick Approval

Apply Today

Apply online today to see if you qualify for one of our affordable no credit check loans and get your money quickly and easily!

Lightning Fast Approval

Our online loan approval process is based off of your ability to repay the loan and not based on your credit history so you can be approved in minutes, not days!

Get Your Cash Today

Once approved, you can pick up your easy online loan at any of our locations or have the cash deposited directly to your account in one business day!

King of Kash for All Your Loan Needs

Your Personal Loan Specialists

King of Kash has been providing affordable, low risk personal loans with no credit for almost 40 years and is one of the fastest growing money lenders. We are dedicated to helping our customers and loan applicants meet their financial obligations with fast, low-cost signature loans that don’t require a traditional credit check and zero collateral down.

No matter why you need the money, King of Kash is in your corner. Our hassle-free installment loan approval process has been streamlined so you can get the money you need when you need it and not have to wait days. You can apply for your loan online, or if you are in Missouri you can call one of our convenient locations nearest you to speak with one of our online loan specialists.

Direct lender online installment loans instant approval no credit check

Direct lender online installment loans instant approval no credit check

Bad Credit? No Problem!

Our signature loans have helped thousands of borrowers just like you!

At King of Kash, we don’t perform traditional credit checks to see if you qualify for one of our loans. With our signature loans, all you need to qualify is your signature! It is our firm belief that every deserves a fair shake. We believe that loan applicants shouldn’t be judged too harshly because of poor credit scores and that it shouldn’t jeopardize your financial future or your ability to make ends meet.

Our lightning-fast bad credit loan approval process doesn’t require you to put down any collateral to qualify and bases your approval on your ability on your ability to repay the loan in a timely manner. Our loans are meant to help you meet your financial obligations and improve your credit with affordable monthly payments.

Get a Line of Credit That Suits Your Needs!

A line of credit from King of Kash is a happy medium between a credit card and a loan that has all of the benefits and none of the drawbacks. This revolving credit line can be drawn upon for whatever you need and the money you’ve used becomes available again after you’ve made your payments. On top of that, you only get charged interest on the money you use and in some cases, a line of credit can be better than a loan!

Direct lender online installment loans instant approval no credit check

Use Your Money However You Want!

Get Easy Approval from Direct Lenders Today!

  • No Credit Check
  • Simple, Fast, Secure!
  • Immediate Loan Decision
  • Poor Credit Scores Accepted

When you need funds fast, and you want to repay it slow – choose guaranteed installment loans for bad credit. You can get quick cash from direct lenders with no credit check! Apply online today, get the funds the next business day or sooner.

What Are Installment Loans for Bad Credit?

An installment loan is a cash advance that you can get fast and pay back within a longer period even if you have poor credit. Usually, you can get between $1,000 or $2,000 and $5,000 in installment loans. You repay the loan in 2 to 24 months. Each month, you return a small part of the money in equal monthly installments. Every lump sum is the same amount.

People with bad credit can get installment loans with instant approval, too, if they are connected to a direct lender. We work with a wide network of such financial structures. With only one application, tens of providers receive your request with the help of our service. No matter your credit score, you can apply for bad credit installment loans on our website and get a quick loan decision.

When Do You Need Installment Loans from Direct Lenders?

Direct lender online installment loans instant approval no credit check
Most customers use online installment loans to cover immediate expenses. These can be emergency bills, home improvements, car repairs, or even credit card debt consolidation. When you need cash fast but want to repay over a longer period, personal loans repaid in installments are the right product for you.

You may rely on direct lenders for installment loans even when you have a poor credit score. Online loan providers don’t perform traditional checks but focus on your source of income. It shows your ability to repay the loan on time. This information is sufficient for an easy approval.

Guaranteed Installment Loans – How Is this Possible?

The term “guaranteed” refers to the high approval rate of installment loans, rather than the 100% positive answer from service providers. Many online lending services lead people on by naming their product “installment loans with guaranteed approval”. The truth is that no lender can fully guarantee the approval of your loan application. They follow a set of criteria when accepting requests.

However, all online personal loans’ acceptance rate is several times higher than that of banks and credit unions. Traditional financial companies offer you a loan exclusively when you have good credit. Simultaneously, online lenders are flexible on that matter and approve you easier, no matter your credit score.

How Does an Installment Loan with Bad Credit Work?

To start the process, you have to submit an online loan application. You complete the form with your name, personal details, contact information, checking account information, email address, and other data. Include the amount of cash you need and submit. The entire application process takes only a couple of minutes.

When you apply, we immediately send it to the network of installment loan lenders. One of them will come up with a loan decision and contact you. They will send you the contract via email. Carefully read the terms and conditions, interest rate, fees, repayment terms, and additional costs. Ask questions to explain any unclarities that arise.

After you sign the loan agreement, a direct deposit is made to your bank account. Depending on the provider’s cut-off terms, you may receive the loan amounts as soon as the same day or the next business day. We recommend you immediately sketch a repayment plan. Return the monthly payments within the agreed loan term and avoid any late repayment costs.

Who Can Take an Installment Loan from Direct Lenders?

The eligibility criteria for most online personal loans are easy to meet. To take a guaranteed approval installment loan, you have to match the requirements:

  • Be 18 years of age or older;
  • Be a citizen or a permanent resident of the United States;
  • Have an active bank account;
  • Have proof of a steady source of income.

If your profile matches the criteria above, you can apply for a guaranteed loan! Nonetheless, we recommend checking the exact state laws of your place of residence. Some regulations may differ.

I Need a Guaranteed Installment Loan - Why Choose 1FirstCashAdvance?

We value every client and customize our services to your needs regularly. When you borrow with the help of 1FirstCashAdvance, you have endless benefits!

  • Non-stop service! Our website works 24/7, so you can apply at any point during the day or night. You can take a loan on holidays or weekends too! The customer service is also available 24 hours a day to answer any of your questions whenever they arise.
  • Unsecured loans, no collateral! Forget about the risk of losing personal assets. The loans you find on our website are unsecured and don’t require any collateral. Get an unsecured loan today without any losses!
  • Direct lenders! We work with direct loan providers only. No third party is involved in any operation, making it faster and more secure. They give you instant reply, and you get the money in no time!
  • Top-notch safety! Your information is safe with us at all times. We use the best security systems to keep your data confidential and share it only with trusted lenders.
  • A large variety of loans for bad credit! Besides installment, you can find payday loans, personal loans, and many other products on our website. They offer high approval rates and a fast cash deposit for people with a bad credit history.

Bad Credit, Welcome! Online Loans with No Credit Check from Direct Lenders!

Traditional lenders, like credit unions or banks, perform hard credit checks for every personal loan. They offer financing only to applicants with good credit history and reject those with poor credit. On the other hand, online lenders don’t perform traditional checks, but only soft pulls.

Direct lenders don’t require additional credit score information from major credit bureaus but quickly check the information available about your profile. They have minimum credit requirements, and verify your ability to repay the loan on time.

Moreover, unemployed applicants can easily get any type of personal loan from direct lenders too. Alimony, child support, social security, inheritance, unemployment benefits, and other sources can all serve as proof of steady income. Even if you are unemployed and have bad credit, you can still get a personal loan with 1FirstCashAdvance.

What Other Funding Options for Bad Credit Are There?

The online loans on our website are suitable for applicants with bad credit. You have to decide the amount you need and the repayment period of your choice. You have the option of payday loans for short-term. Cash loans usually let you borrow between $100 $1,000, but some specific state regulations might apply. Payday loans are short-term loans, and the entire loan amount has to be repaid within one month at most. It is also important to know that payday loans have a rather high interest rate. For this reason, we recommend using a payday loan for short-term expenses and respecting the payment terms. This way, you don’t risk unpleasant financial losses when using cash advances.

For larger amounts than installment loans and a longer repayment period, you can choose personal loans. You can get between $5,000 and $15,000 with a personal loan. A loan of this type has a repayment term of up to 60 months. If you are interested in any of these products, you can get a loan on our website or browse it for more options.

Frequently Asked Questions

I need money today. Can I get an installment loan with no credit check?

Yes, you can get an installment loan with no traditional check on 1FirstCashAdvance! No hard credit checks are performed, unlike with traditional credit companies. You can get a loan with bad or no credit and even improve your credit. Submit the request on our website, and you will be contacted within a couple of minutes.

Where can I find guaranteed installment loans?

Apply for installment loans on our website. The approval rate is considerably higher than from other platforms. However, there is no guaranteed approval. Almost all customers become borrowers when they apply through us. Nonetheless, no lender can guarantee that they will accept your request. Make sure you double-check your information before submitting, to increase your already high chances of acceptance.

I need cash ASAP. Are there any installment loans for bad credit near me?

Look no further! Our lending entities do not pay great attention to credit scores. Moreover, you have no chances of falling into a debt trap, as an installment loan has a short to long term. The equal monthly repayments will keep you on schedule until full pay-off. On our website, you can take bad credit loans from the comfort of your home 24/7 even on weekends and holidays. Our lenders provide guaranteed installment loans for bad credit for residents of: Florida, Texas, Ohio, California, Illinois, Kentucky, Michigan, Missouri, Wisconsin.

How can I get an easy approval loan for poor credit?

All you have to do is submit a request and meet the minimum requirements mentioned above. A hard check is not done when approving your request for guaranteed installment loans. You can apply for the desired loan amount on our website for long or short-term loans, even if you have bad credit.

Don’t let the bad credit stop you! Apply today and get the funds in your bank account the next business day or sooner!

What is the easiest installment loan to get approved for?

The easiest loans to get approved for would probably be payday loans, car title loans, pawnshop loans, and personal installment loans. These are all short-term cash solutions for bad credit borrowers in need.

Can I get a loan with no credit check?

Yes, you can take a loan without a credit check. However, expect that the APR will be high. Even if you have the option to get a loan without a credit check, it's still a wiser idea to go for a lender that runs at least a soft credit check. This way, you can get competitive loan offers even with a bad credit score.

What apps will let me borrow money instantly?

If you need a quick and easy loan, then you might want to consider an app like Earnin or Dave. Both of these apps allow you to borrow money against your next paycheck, and they don't charge any interest or fees. On the other hand, if you need a larger loan, you might want to consider an app like LendingClub or Prosper.

What is the easiest online personal loan to get?

The Easiest Personal Loans to Get Online.
MoneyMutual. 4.8 /5.0 Stars. START NOW » ... .
CashUSA.com. 4.7 /5.0 Stars. START NOW » ... .
BillsHappen® 4.7 /5.0 Stars. START NOW » ... .
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CashAdvance.com. 3.9 /5.0 Stars..