Familiar faces making local decisions
You can expect great service with our friendly,
experienced staff members ready to serve you.
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Lending the way it should be, locally
Competitive loans for farm and ranch, agricultural, home, auto, business and more.
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Achieve more with personal banking
Online & mobile banking, free checking accounts, interest bearing, CDs & IRAs.
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Local business banking done right
Solutions for any size
business. Merchant cards, mobile processing, remote deposit.
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Whatever your goals are, we want to help you reach them.
At The First National Bank of Central Texas we offer a selection of products designed to help you maximize your personal and business finances. Whether you want to save money for your child’s future, grow your retirement, buy a home, or open a commercial account – we’d like to visit with you and find the best solution to meet your needs.
Find a Location
Our Digital Banking app was designed with you in mind, allowing you to bank anywhere, anytime. With features that let you easily transfer funds, make payments, open an account and even deposit checks, our Digital Banking app is streamlined for today’s on-the-go world. Plus, our app is fast and secure. 24/7 Features: • Touch ID and Face ID Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time. This app may share these data types with third parties Location, Contacts, and Device or other IDs This app may collect these data typesAbout this app
• View your account balances with Quick Balance
•
View your Routing Number and Account Number
• Transfer funds between your FNBT/FCB accounts
• Deposit checks with Mobile Check Deposit
• Money Management including access to outside accounts
• Budgeting tools including widgets
• Pay bills with Bill Pay
• View and manage your Debit Card with Card Controls
• Manage and edit Alerts
• Open a new account
• Apply for a loan
• View your E-Statements and Notices
• Send a Secure Message
• Live Chat with a Customer
Care Representative
• Locate a FNBT/FCB branch or ATMData safety
App info and performance and Device or other IDs
Data is encrypted in transit
Ratings and reviews
I like the app. I use it all the time to watch my accounts and transfer money. Things I wish changed; The info bar of last log in time and date, shows up at the bottom of the screen, stays there for just too long. It covers the bottom account info. I don't like having to wait for it to eventually go away. This could be moved to be under "more" options. The other thing is (and probably nothing can be done about it) I can't transfer money after 9:00pm.
46 people found this review helpful
This app is really great. I was able to open up a savings account through it and I can see both my balances on the "accounts" screen. I can transfer money between both easily. I'm also able to deposit checks on the app just by scanning it. If there were anything that would need improving it's the exchanging of money between different banks. If the person has the same bank it's really easy.
58 people found this review helpful
This was already a great app, easy to use, easy to manage your finances. Now that they have added Zale, it makes it that much more convenient. I just wish they would have sent out more notification before the app changeover. I was not able to do account transfers for 4 days because I was unaware of the change and it cost me a few hundred bucks which my branch promptly returned.
13 people found this review helpful
What's new
- Redesigned App settings view
- Updated locations permission flow
- General maintenance and defect fixes
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