How many times can you zelle a month

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Although there are limits when you use Send Money with Zelle®, they are high enough to cover the majority of person-to-person transactions.

To Send Money with Zelle®

Daily Limits Monthly Limits 

Transfers within minutes* 

$1,000 $5,000

Next-day or Scheduled Transfer

$2,500 $10,000

To Request Money

Single Transaction Limits Daily Limits Monthly Limits 

Outbound Request or Split Request Up to 3-day Arrival

$1,500 $2,500 $10,000

The minimum amount you can send or request is $1.00 per transaction.

Send Money with Zelle®, is available for most personal checking and money market accounts. To use Send Money with Zelle®, you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier. 

For more information, read the Terms and Conditions (PDF).

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes between enrolled users. If your recipient is not already enrolled with Zelle, funds won't be delivered until they enroll. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Send Money with Zelle® is only available in English in secure Online and Mobile Banking.

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KNOWLEDGE BASE

Zelle® limits apply to the amount you can send for each transaction (per day and per month), and includes all outstanding payments. Please note limits cannot be changed and are in place for your safety and security. If the Zelle® limit isn't large enough, you can try using our Send to Account or bill pay services.

Online banking steps:

To get started, log into online banking and follow these steps:

  1. Select My Accounts at the top of the page, then select the account you'd like to view your limit for.
  2. From there, select the Payments and limit section in the lower-left corner to open it and choose View transaction limits. 
  3. Scroll to the Zelle®  limits section to find the information that applies to your daily or 30-day limit.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank mobile app.

  1. Select the main menu in the upper left corner of the page, then choose Help & services.
  2. From there, scroll to the Account services section and select Know your transaction limits.  
  3. Scroll to locate the Zelle limits section. to locate the information that applies to transactions using a phone number or email address (i.e., Send Money with Zelle).

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Is there a limit on Zelle transfers?

If your bank or credit union offers Zelle®, please contact them directly to learn more about their sending limits through Zelle®. If your bank or credit union does not yet offer Zelle®, your weekly send limit is $500. Please note that you cannot request to increase or decrease your send limit.

How much can you Zelle in a month?

Generally speaking, Zelle limits its users to sending approximately $1,000 a week, or up to $5,000 a month. This varies from bank to bank, so make sure to check the sending limit of your bank.

Does Zelle have a 30

There are daily and 30-day (rolling) limits. The amounts you can send daily and over 30 days will vary based on your funding account, your recipient, your account and online banking history, and the payment history for each recipient.

Why does Zelle have monthly limits?

Many person-to-person payment methods set limits for users because it's difficult to recoup money if it's sent to the wrong place. Zelle limits how much you can send in 24 hours and during a 30-day period.