How much is insurance for a maserati ghibli

How much is insurance for a maserati ghibli

How much does 2014 Maserati Ghibli car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2021? Maserati Ghibli (S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Maserati Ghibli is above $113 a month ($1.350 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Maserati you drive (http://www.maserati.com/maserati/international/en)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Maserati model with 404 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Maserati Ghibli if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2014 Maserati Ghibli is $113 a month, which is around $1.350 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 8 years old Maserati affect rates?

How much is insurance for a maserati ghibli

According to the NHTSA and the 2021 IIHS Top safety pick news, the 2014 Maserati Ghibli has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2014 Ghibli is a 8 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 8-year Maserati Ghibli. Why? Purchasing a Maserati Ghibli with helpful technology to prevent crashes and theft may reduce your coverage to the price around $1,200 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Ghibli via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.


Maserati Ghibli, S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A) has engine power of 3000 cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.

Insurance CompanyNew Vehicles *Used Vehicles *
Allied $984 $900
GEICO $720 $624
Nationwide $1,092 $816
Progressive $468 $384
State Farm $612 $456
Texas Farm Bureau $984 $768
USAA $780 $672
* Rough estimate for a new vs 8 years old used Maserati Ghibli, S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2014 Maserati Ghibli car insurance quotes and find out who has the cheapest rates in 2021!

Finding the most affordable car insurance for your Maserati, Ghibli is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Maserati (made in 2014) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Maserati Ghibli auto insurance quotes in 2021 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2014 Maserati Ghibli in 2021? As you can see below, the lowest rates are around $1200, while the highest ones fluctuate around $2520 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,278
American Family  $1,248
Erie $1,247
Progressive $1,469
State Farm $1,618
Auto Owners  $1,438
State Auto  $1,704
Nationwide $1,657
Farmers $1,446
Allstate $2,051
Safe Auto  $2,171
MetLife $2,316
Victoria $2,458
Allied $1,734
Liberty Mutual $2,068
Encompass $2,574
* Just a rough estimate for 2014 Maserati Ghibli, S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

How to reduce your insurance premium costs?

How much is insurance for a maserati ghibli

Many people forget that the type of a car you get (model Ghibli, make Maserati) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Maserati, Ghibli will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2014 Ghibli car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2014 Maserati Ghibli auto insurance rates by state!

How much is insurance for a maserati ghibli

How to calculate premium for Maserati Ghibli (2014) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2014 Ghibli (S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

RankStateLowest RatesHighest Rates
1 Vermont $900 $1,260
2 Ohio $912 $1,284
3 Idaho $936 $1,320
4 Virginia $972 $1,380
5 Iowa $1,008 $1,428
6 New Hampshire $1,056 $1,452
7 Wisconsin $1,068 $1,488
8 North Dakota $1,092 $1,572
9 Indiana $1,116 $1,656
10 North Carolina $1,140 $1,716
11 Pennsylvania $1,152 $1,812
12 Utah $1,176 $1,836
13 Maine $1,188 $1,872
14 Massachusetts $1,212 $1,908
15 Alaska $1,224 $1,932
16 Tennessee $1,236 $1,980
17 South Dakota $1,248 $2,088
18 Nebraska $1,260 $2,148
19 Minnesota $1,272 $2,184
20 Illinois $1,272 $2,220
21 Hawaii $1,284 $2,268
22 Alabama $1,296 $2,304
23 Oregon $1,308 $2,340
24 Missouri $1,320 $2,424
25 Washington $1,380 $2,508
26 South Carolina $1,392 $2,568
27 Kansas $1,428 $2,616
28 New Mexico $1,452 $2,676
29 Arizona $1,488 $2,700
30 New York $1,512 $2,712
31 National average $1,560 $2,748
32 New Jersey $1,584 $2,832
33 West Virginia $1,632 $2,856
34 Mississippi $1,668 $2,892
35 Maryland $1,704 $2,928
36 Montana $1,752 $2,988
37 Nevada $1,788 $3,012
38 Arkansas $1,812 $3,060
39 Kentucky $1,824 $3,108
40 Oklahoma $1,884 $3,144
41 Wyoming $1,920 $3,168
42 Colorado $1,968 $3,228
43 Texas $2,004 $3,252
44 Delaware $2,052 $3,300
45 Georgia $2,100 $3,312
46 California $2,148 $3,348
47 DC $2,184 $3,372
48 Connecticut $2,232 $3,408
49 Rhode Island $2,256 $3,420
50 Florida $2,292 $3,492
51 Louisiana $2,340 $3,540
52 Michigan $2,388 $3,600
* Compare 2014 Maserati Ghibli car insurance rates by location and find out who has the best insurance quotes in your area in 2021 - 2022! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

How much is insurance for a maserati ghibli

Is it a good idea for a young driver to drive a car like 2014 Maserati Ghibli (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Maserati Ghibli annual insurance cost for a 16 year old is approximately $2760, while the cost of the same coverage for seniors aged 70 - 74 is $1272. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Maserati, Ghibli have 3000 cc, 404 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your AgeAverage Rate (Estimate*)
16 - 19 $2,640
20 - 24 $2,568
25 - 29 $2,160
30 - 34 $1,860
35 – 39 $1,500
40 – 44 $1,560
45 – 49 $1,428
50 – 54 $1,248
55 – 59 $1,536
60 – 64 $1,284
65 – 69 $1,344
70 – 74 $1,212
75 and more $1,248
* Rough estimate for teens, adults and seniors who are driving Maserati Ghibli (2014)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,020 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Maserati, Ghibli good for senior drivers? If you have questions or issues relevant to Maserati Ghibli or another vehicle, please ask in the discussion.

You know you need to insure your 2014 All Wheel Drive Maserati, Ghibli, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Maserati Ghibli: Exterior Specs, Features & Options

How much is insurance for a maserati ghibli

The engine of Maserati, Ghibli (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the All Wheel Drive. Ghibli Large Cars, 3000 CC (liter), 404 ps (98.6% of a brake horsepower) is matched to an S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A) for 2014. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Maserati, Ghibli has horsepower of 404 ps & 3000 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model S Q4 4dr Sedan AWD (3.0L 6cyl Turbo 8A) has an engine torque of 406 nm & basic rpm. The power and maximum speed of the Maserati Ghibli vehicle (sorry, we do not know how fast will Maserati, Ghibli accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Maserati, Ghibli Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1871 kg is the weight of this model), its engine torque and the engine rotation speed.

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Is it expensive to insure a Maserati?

Maseratis are one of the most expensive vehicles to insure. Reason being that you usually need more than just minimum liability coverage for your vehicle. You'll also typically want an umbrella policy and comprehensive coverage.

Is Maserati Ghibli a reliable car?

Maserati Ghibli reliability can be extremely hit and miss. Since its arrival, in 2013, consumer reviews have been varied. While many have experienced no excessive issues, other than the expected faults that the Maserati possesses, there are several others who have had an absolute nightmare with their model.

How much is insurance on a 2014 Maserati?

The average price of insurance for the Maserati Ghibli is $194 a month for standard coverage and $27 a month for minimum coverage. The Maserati Ghibli that is cheapest to insure is the: 2014 Maserati Ghibli with an average standard coverage insurance price of $141 a month.

How much does it cost to fill up a Maserati?

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