How to send payment through paypal friends and family

Sending money to friends and family no longer requires the use of an expensive wire transfer service like Western Union or MoneyGram. With PayPal, you can send money to anyone with an email address or a mobile phone number. The recipient doesn't even need a PayPal account to get started, and there are no fees for you if you pay with your PayPal account balance or bank account.

Sending Money With PayPal

  1. To get started, log in to your PayPal account and enter the recipient's email address or mobile phone number. Select the amount of money and type of currency you want to send. If you use your PayPal account balance or linked bank account to make the payment there's no fee to use the service. Using a debit or credit card incurs a 2.9 percent fee plus 30 cents per transaction. Sending money internationally also incurs a small fee.

Accepting the Payment

  1. The person you send the money to will receive a text message or email letting him know you sent a payment. To claim the money, he will have to create a PayPal account. The individual can withdraw the money by linking a bank account, signing up for a PayPal debit card or requesting a paper check. The money you send will be available in his PayPal balance immediately upon opening a new PayPal account.

PayPal is one of the easiest ways to send and receive money from friends and family or pay someone for a product or service. Here’s how to send money through PayPal using the app or website.

Read more: What is PayPal? Everything you need to know

QUICK ANSWER

To send money through the PayPal app, tap the $ icon and Pay. Enter the recipient's username, email address, or phone number. Choose whether you are sending funds to friends and family or paying for a product or service. Select your payment method (PayPal balance, linked bank account, linked debit or credit card), and tap Next.


JUMP TO KEY SECTIONS

  • How to send money on the PayPal app
  • Send money on the PayPal website

How to send money on the PayPal app

Open the app and swipe to the Send money banner on the homepage to the right. You can also tap the $ icon and tap Pay.

Type in the name, email address, or phone number of the recipient and tap Next. Enter the amount and tap Next. You will have to choose whether you’re sending money to friends and family or if you’re buying something. Choose Goods and services if you’re making a purchase.

Choose your payment method (linked bank account, debit card, or credit card) and tap Send. Sending funds using a linked card has a 2.9% fee.

Send money using the PayPal website

How to send payment through paypal friends and family

Ankit Banerjee / Android Authority

Log in to your PayPal account and click Send or go to the Send and request tab. Type the person’s username, email address, or phone number and click Next.

How to send payment through paypal friends and family

Ankit Banerjee / Android Authority

Type in the amount you want to send. You also have the option to add a payment note.

How to send payment through paypal friends and family

Ankit Banerjee / Android Authority

Select whether you’re sending money to friends or family or if you are paying someone for a product or service. Choose your payment method and click Send. PayPal charges a fee for sending funds from a card, but it’s free if you send it using your PayPal balance or bank account.


Read more: How to receive money on PayPal

FAQs

How long does it take for PayPal to send money?

Unless there is a payment hold, sending money from one PayPal account to another is instant with your PayPal balance. Using your bank account as the payment method could take one to three business days.

Is there a fee to send money?

PayPal charges a 2.9% fee if you use a linked debit or credit card to transfer funds. There’s no fee if you use your PayPal balance or bank account.

Can you send money from PayPal to Venmo?

While you can use Venmo to make a payment at an online store when using PayPal as the checkout option, you cannot transfer funds from PayPal to Venmo directly.

Are there any transfer limits when sending money to someone?

If you have a verified PayPal account, you can send up to $60,000 in a single transaction. If your account isn’t verified, there is a $10,000 transfer limit.

How much does PayPal charge for friends and family?

When sending money via “friends and family”, if the person sending the money is using a credit or debit card then the payor is charged a 2.9% fee with the option to pass that fee on to the recipient of the money. If the payor is paying from their bank account, they can send money to anyone in the US for no fee.

How do I send PayPal friends and family without fees?

How to send money through PayPal without transfer fees?.
Sending money within the United States to friends and family is free via a PayPal balance or linked bank account..
If you use a debit or credit card to fund the transfer, you'll be charged a 2.9% plus a fixed fee..

How do I change my goods and services payment to friends and family?

Log into your account at Send Money, Pay Online or Set Up a Merchant Account - PayPal , select “Pay or send money” and choose whether you're paying for goods or services or sending money to friends and family.

What's the difference between PayPal friends and family?

The main difference between PayPal Friends And Family and PayPal Goods And Services is that the former is predominantly used to transfer money to known people while the latter finds use in making commercial payments, mostly to unknown vendors in the marketplace (online as well as offline).