How to use apple pay on my watch

Enjoy the ease of secure, on-the-go payments with your Apple Pay and be rewarded with DBS/POSB Card privileges.

How to set up

Here's how you can add your DBS/POSB Visa & Mastercard® Credit and Debit Cards to Apple Pay1.

How it works

There’s no need to fumble around looking for your cards with Apple. Simply follow these steps for a fuss-free payment experience:

• To pay in stores, place your iPhone near a contactless reader and complete with Touch ID or Face ID. On Apple Watch, simply double-click the side button and hold the display up to the contactless reader.
• To pay in apps and on the web, select Apple Pay as the payment method at checkout and complete using Touch ID or Face ID.

For more information on Apple Pay, find out more at https://www.apple.com/support/apple-pay.

Where to Use

Shopping with your DBS/POSB Visa & Mastercard® Credit and Debit Cards is now a breeze with Apple. Just look out for the Apple Pay mark or contactless symbol at the checkout counter.

Sometimes we're in a rush and may forget something, like our iPhone 13. But you still need to make a purchase at the store! So what do you do? Well, if you forgot your iPhone and wallet but still have your Apple Watch, you can use Apple Pay to make your purchase. So here's how to use Apple Pay on Apple Watch — easy peasy!

Using Apple Pay on Apple Watch

As long as you have set up and added one or more bank cards, you can make a purchase with Apple Pay from your Apple Watch:

1. Double-click the side button and hold your Apple Watch within a few centimeters of the contactless reader to use your default bank card.
2. Push the Digital Crown to go back to your watch face after you feel a gentle buzz to confirm your payment.
3. Double-click the side button on your Apple Watch if you want to use a different card to make a purchase,
4. Swipe left or right and select the card you'd like to use.
5. With the new card selected, hold your Apple Watch near the reader to pay.
6. Push the Digital Crown to go back to your watch face until you feel a gentle buzz to confirm your payment.

As you can see, making an Apple Pay purchase is relatively pain-free and works like a charm!

Are you looking for a new Apple Watch?

Be sure to check out the best Apple Watches of the year, including the Apple Watch Series 7. You'll be happy you did.

Knowing how to use Apple Pay on Apple Watch allows you to freely walk around and make payments even if your iPhone is out of range or uncharged. As of right now, Apple Pay is one of the most commonly used contactless mobile payment methods. 

In fact, in just the past several years, the number of Apple Pay users worldwide has drastically increased by 656% (opens in new tab), with a total of 507 million people using the feature in 2020 alone - and it's no wonder why. With Apple Pay, users can tap their Apple device to the card machine and make payments when needed. Apple also just introduced Apple Pay Later with iOS 16, which will allow users to pay for purchases in four payments over six weeks.

• Getting started? Here's how to use the Apple Watch
• Pick the best Apple Watch for you
• And here are the best Apple Watch deals right now

While most users are more familiar with the feature through the Wallet app on iOS, some are unaware that you can also use Apple Pay on watchOS, even if your iPhone ran out of juice or if it isn't in close proximity. So whether you've been using your Apple wearable for a while or if you're new to watchOS and wondering how to use Apple Pay on Apple Watch - no need to worry, we're here to help.

Below, we've included a step-by-step guide on the whole process, from setting up Apple Pay in the first place to using the feature on your Apple Watch. Just a disclaimer that at the time of writing, we used an Apple Watch Series 4 and an iPhone 11 running on the latest iOS and watchOS software updates. 

And before we jump into the process, make sure that you've completed the steps on how to set up Apple Pay with your iPhone. Ready? Alright, let's get started. 

How to use Apple Pay on Apple Watch: Setting up Apple Pay

1. First, launch the Watch app using your iPhone. 

2. Next, tap the "My Watch" tab, which should appear in the bottom left corner of the screen.

3. Scroll down and tap the "Wallet & Apple Pay" option.

4. If you already have cards set up on your other Apple devices or cards that you have recently removed, you should be able to see those listed as shown in the screenshot below. Now, tap the "Add" button located next to the card that you want to use on your Apple Watch. 

At this stage, you can also decide whether you'd like your Apple Pay notifications and alerts to mirror your iPhone on your Apple Watch.

Reminder: if you don't have Apple Pay set up on any of your devices, follow our guide to how to use Apple Pay. 

5. If you don't have a passcode set up on your Apple Watch, the Watch app will ask you to create one as this is one of the requirements for using Apple Pay. 

You can either set up a 4-digit passcode or turn off the "Simple Passcode" option in the settings. Go to the My Watch tab, then Passcode and toggle off "Simple Passcode." This should allow you to set up a passcode consisting of up to 10 digits. 

6. Next, enter your card's CVV, which is a three-digit number that should appear on the back of your card.

7. Carefully read through the terms and conditions and tap "Agree" when you're ready to proceed. 

8. Last but not least, the app will ask you to choose how to verify your card on Apple Pay. Once you've selected the preferred method, tap "Next." 

You should then enter the verification code that's been sent to you through your chosen method. 

9. Congratulations! You've now set up Apple Pay on your Apple Watch.

How to use Apple Pay on Apple Watch: Making payments

Now that you've set up Apple Pay on your Apple Watch, let's talk specifics on how you can use it. Whenever you're ready to make a payment, first double press on the side button and select your preferred card (if you have more than one) to pay with. Hold your wearable next to a card reader to make a payment. 

If you want to change your default card for payments, launch the Watch app on your iPhone and tap the "My Watch" tab. Select "Wallet & Apple Pay," choose "Default card" and select the card. 

You can also reorganize your payment cards by opening your Wallet app through your Apple Watch. Touch and hold a card and drag it and rearrange its position. 

However, Apple warns that if your Apple Watch is lost or stolen and has Apple Pay set up on it, you should make sure to complete the following steps:

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