Stimulus check round 3 release date 2022 direct deposit

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Overview

The Middle Class Tax Refund (MCTR) is a one-time payment to provide relief to Californians.

If you are eligible, you will automatically receive a payment. Payments are expected to be issued between October 2022 and January 2023.

For questions or to activate your card, visit the contact information on this page.

Estimate your payment amount

Use this tool to find out what you may qualify to receive.

FTB and Money Network

Some taxpayers will receive their payment on a debit card.

FTB has partnered with Money Network to provide payments distributed by debit card.

Visit the How you'll receive your payment section for more information.

Stimulus check round 3 release date 2022 direct deposit

Determine your eligibility

You are eligible if you:

  • Filed your 2020 tax return by October 15, 2021 [i]
  • Meet the California adjusted gross income (CA AGI) limits described in the What you may receive section
  • Were not eligible to be claimed as a dependent in the 2020 tax year
  • Were a California resident for six months or more of the 2020 tax year
  • Are a California resident on the date the payment is issued

[i] To receive your payment, you must have filed a complete 2020 tax return by October 15, 2021. However, if you applied for an Individual Taxpayer Identification Number (ITIN) but did not receive it by October 15, 2021, you must have filed your complete 2020 tax return on or before February 15, 2022. ↵Return to place in article

How you'll receive your payment

Californians will receive their MCTR payment by direct deposit or debit card.

Generally, direct deposit payments will be made to eligible taxpayers who e-filed their 2020 CA tax return and received their CA tax refund by direct deposit. MCTR debit card payments will be mailed to the remaining eligible taxpayers.

You will receive your payment by mail in the form of a debit card if you:

  • Filed a paper return
  • Had a balance due
  • Received your Golden State Stimulus (GSS) payment by check
  • Received your tax refund by check regardless of filing method
  • Received your 2020 tax refund by direct deposit, but have since changed your banking institution or bank account number
  • Received an advance payment from your tax service provider, or paid your tax preparer fees using your tax refund

When you'll receive your payment

MCTR direct deposit payments for Californians who received GSS I or II are expected to be issued to bank accounts between October 7, 2022 and October 25, 2022. The remaining direct deposits will occur between October 28, 2022 and November 14, 2022.

MCTR direct deposit recipients who have changed their banking information since filing their 2020 tax return will receive a debit card. Debit cards for this group will be mailed between December 17, 2022 and January 14, 2023.

MCTR debit card payments for Californians who received GSS I and II are expected to be mailed between October 24, 2022 and December 10, 2022. The remaining debit cards will be mailed by January 14, 2023.

Refer to the tables below for the latest updates to the payment schedules.

Direct deposit payments
RecipientsPayment issue date
GSS I or II direct deposit recipients 10/07/2022 through 10/25/2022
Non-GSS recipients 10/28/2022 through 11/14/2022
Debit card payments
RecipientsDebit card mailing timeframe
GSS I or II check recipients (last name beginning with A – E) 10/24/2022 through 11/05/2022
GSS I or II check recipients (last name beginning with F – M) 11/06/2022 through 11/19/2022
GSS I or II check recipients (last name beginning with N – V) 11/20/2022 through 12/03/2022
GSS I or II check recipients (last name beginning with W – Z) 12/04/2022 through 12/10/2022
Non-GSS recipients (last name beginning with A – K) 12/05/2022 through 12/17/2022
Non-GSS recipients (last name beginning with L – Z) Will be announced after 11/21/2022
Direct deposit recipients who have changed their banking information since filing their 2020 tax return 12/17/2022 through 01/14/2023

Direct deposits typically occur within 3-5 business days from the issue date, but may vary by financial institution.

Allow up to 2 weeks from the issue date to receive your debit card by mail.

We expect about 90% of direct deposits to be issued in October 2022.

We expect about 95% of all MCTR payments — direct deposit and debit cards combined — to be issued by the end of this year.

What you may receive

Refer to the tables below to determine your payment amount.

For your CA AGI, go to:

  • Line 17 on your 2020 Form 540
  • Line 16 on your 2020 Form 540 2EZ
Married/RDP filing jointly
CA AGI reported on your 2020 tax returnPayment with dependentPayment without dependent
$150,000 or less $1,050 $700
$150,001 to $250,000 $750 $500
$250,001 to $500,000 $600 $400
$500,001 or more Not qualified Not qualified
Head of household or qualifying widow(er)
CA AGI reported on your 2020 tax returnPayment with dependentPayment without dependent
$150,000 or less $700 $350
$150,001 to $250,000 $500 $250
$250,001 to $500,000 $400 $200
$500,001 or more Not qualified Not qualified
Single or married/RDP filing separately
CA AGI reported on your 2020 tax returnPayment with dependentPayment without dependent
$75,000 or less $700 $350
$75,001 to $125,000 $500 $250
$125,001 to $250,000 $400 $200
$250,001 or more Not qualified Not qualified

Need some help?

Customer support is available in English, Spanish, Mandarin, Hindi, Vietnamese, Korean, and Punjabi. Other languages may be supported by request.

ChatAvailable at mctrpayment.com
Weekdays, 8AM to 5PMCustomer support800-542-9332
Weekdays, 8AM to 5PMCard activation800-240-0223
Available 24/7Online mctrpayment.com

What date will we get the third stimulus check?

The government started sending the third stimulus checks on March 12, 2021. The IRS continues to send third stimulus checks as people submit their information to the IRS either by filing a 2020 tax return or using GetCTC.org. The deadline to use GetCTC.org is November 15, 2021.

Will there be a stimulus check in 2022?

A second rebate was approved in August 2022 to grant another $200 per taxpayer. Most taxpayers will receive their refunds by direct deposit and the second payments started rolling out in late August. If you changed banks or don't have direct deposit information on file, you'll receive a paper check.