Track wire transfer with fed reference number

Q: How do I check my wire transfer status with reference number?

Once you have your fed number youll need to contact the bank or specialist provider which arranged your payment, and request a wire trace. The bank or provider will then use the reference number to find out where the funds have ended up, and can report back to you to help you decide what to do next.

Q: Can you track a wire transfer online?

If your transfer isnt delivered within the time frame you were given, you can request a trace on your transaction using a reference number or tracking number, or SWIFT codes. End-to-end tracking is a service that banks and many money transfer businesses provide to keep you informed about the progress of your payments.

Although there are several methods of remitting filing fees to the Securities and Exchange Commission (SEC), the following instructions pertain ONLY to wire transfers.

Table of Contents Show

General Notes
Format of Wire Transfers
Illustration of Wire Transfer Message Format (F# = Field)
Fedwire Format Field Definitions (F# = Field #)
How to Track Money Transfer Through the Federal Reserve
Tracking a Wire Transfer as a Recipient
Track a Bank Wire Transfer
How do I check my wire transfer status with reference number?
Can you track a wire transfer online?
How do I check the status of my wire transfer?
How long does it take a Fed wire transfer to go through?

General Notes

Mellon Bank in Pittsburgh, Pennsylvania, is the U.S. Treasury designated depository for SEC filing fee payments. The hours of operation at Mellon Bank are 8:30 a.m. to 6:00 p.m. eastern time. Wire transfers of filing fee payments through the Fedwire system via Mellon Bank may be initiated by any bank or wire transfer service. A filing entity does not need to establish an account at Mellon in order to remit filing fee payments. To ensure proper credit and prompt filing acceptance, it is critical that the SEC's account number (9108739) at Mellon be included in all wire transfers of SEC filing fees.
Each filing entity is assigned a unique ten-digit account number. To ensure proper credit and prompt filing acceptance, it is critical that this account number be included in all wire transfers of SEC filing fees.
Wire transfers are not instantaneous. The time required to process a wire transfer through the Fedwire system from origination to receipt by Mellon Bank varies substantially. It is important that all filers discuss with their banks/services their unique procedures and timing. All filers are advised to obtain from their banks/services the wire number of the wire transfer. Having this number can greatly facilitate tracing the funds if any problems do occur.
Filers are advised to allow sufficient time to complete all transactions prior to submission of filings pursuant to section 6(b) of the Securities Act of 1933 or section 307(b) of the Trust Indenture Act of 1939. These filings will not be accepted if sufficient funds have not been received by the SEC at the time of filing. To ensure prompt processing, these filing fees must be designated as "Restricted." Any filing fee payment received without this designation will be deemed "Non-restricted" and therefore available for payment of any filing fee incurred.
For additional information on filing fee procedures, please refer to 17 CFR 202.3a, Instructions for Filing Fees. If you have any questions, please contact the Branch of EDGAR Operations' Fee Unit at (202) 942-8989.

Format of Wire Transfers

If a wire transfer of SEC filing fees does not contain the required information in the proper format, the SEC may not be able to identify the payer and the acceptance of filings may be delayed.
All filing fees remitted by wire transfer must follow standard Federal Reserve wire instructions containing both mandatory banking requirements and specific information required by the SEC. To ensure proper credit, it is critical that all required information be provided to the sending bank or wire transfer service SEC data must be inserted in the proper optional fields and must be preceded by designated field tags. The following SEC-specific information (in bold italics) is required:
1. Registrant's Name (if different than payer's name) in Field 9 on Line 4 preceded by Field Tag
  ORG=
  Example, if registrant's name is DEF Company: ORG=DEFCompany
2. SEC Account number in Field 12 on Line 5 preceded by Field Tag BNF=SEC/AC- and followed by /WRE
  Example: BNF=SEC/AC-9108739/WRE
3. The payor's unique l0-digit account number (INCLUDING LEADING ZEROS) in Field 13 on Line 5 preceded by Field Tag RFB=
  Example, if a payer's account number is 0001234567: RFB=0001234567
4. If a filing fee being transferred is paid pursuant to section 6(b) of the Securities Act of 1933 or section 307(b) of the Trust Indenture Act of 1939, the funds should be designated as Restricted (R). Code R for Restricted and/or Code N for Non-restricted should precede the filing fee amounts in Field 14 on Line 6 preceded by Field Tag OBI=
  Example: OBI=R and/or OBI=N

Illustration of Wire Transfer Message Format (F# = Field)

Fedwire Format Field Definitions (F# = Field #)

Line 1F1Priority Code - for internal use [assigned by sending (initiating) bank]Line 2F2Mellon Bank's ABA Number: 043000261F3Standard Code assigned to type of transfer: 1000Line 3F4Sending (Initiating) Bank's ABA NumberF5Fedwire Classification Code - for Federal Reserve useF6Fedwire Reference Number [assigned by sending (initiating) bank]F7Transaction Dollar Amount (total value of wire) with decimal but no commaLine 4F8Sending (Initiating) Bank Name AbbreviationF9Registrant's Name (if different than payer's name) preceded by Field Tag ORG=Example, if registrant's name is DEF Company: ORG=DEFCompany

Even though some people consider them old-fashioned, a wire transfer is one of the most efficient and secure means of sending someone money. All wire transfers in the United States go through the Federal Reserve, and you can use the Federal Reserve wire transfer tracking system to ensure your recipient receives their money promptly. However, there are different methods for how to track a wire transfer as a receiver or a sender. On top of that is another question: how long does it take to trace a wire transfer?

How to Track Money Transfer Through the Federal Reserve

A few different ways are available for wire transfer tracking online. The first and most straightforward method is tracking it through the Federal Reserve, which oversees all wire transfers. When you fill out all of the paperwork and submit it for your wire transfer, the issuing financial institution should give you a receipt. Look for the federal tracking number on the receipt, sometimes called the "Federal Number" or "Fed Number."

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You can track wire transfers with fed reference numbers by visiting the Federal Reserve FedWire website, which handles all wire transfers. However, if you're more interested in an in-person conversation, you can also call them to speak with a live representative. However, you should still visit the website that the experts at the Federal Reserve provide to find the phone number for your local office. Another question you might have is, "How long does it take to trace a wire transfer?" Depending on the originating institution, your federal tracking number for your wire transfer should be in the system by the close of business on the day you sent it or the morning of the next business day.

Consider also: How to Obtain a Copy of a Wire Transfer

Tracking a Wire Transfer as a Recipient

If someone is supposed to send you money, you'll use the same steps above to track it if you have the federal tracking number. As long as you have that, the FedWire website will give you basic information about the wire transfer, including its status. If you don't have that because the sender didn't give it to you, it is a bit trickier to find the tracking information, though not impossible. You'll have the most luck by calling and speaking to a live person. You'll want to contact your local Federal Reserve branch and explain the situation to the person you are talking with.

You should give them as much information as possible, including the sender's name, address, other identifying information, where they sent it and your information. You may want to gather all of this data before calling and have it ready. At the very least, the person on the other end should be able to tell you whether a transfer is pending to your account.

Consider also: What Is a Wire Routing Number?

Track a Bank Wire Transfer

Even though wires go through the Federal Reserve, you can also potentially use a bank's internal tracking services to keep an eye on your transfer if you send them from your bank. When you make the wire transfer, you can ask the representative helping you about how to track it. Ensure that you get a receipt that includes both the federal number and any bank tracking number, but make sure that you keep good track of this receipt because those details could be terrible in the wrong hands.

Every bank is different, but typically, you'll visit their website, enter the tracking number and then be able to see the status of your wire transfer. For example, if your bank offers it, the easiest method for wire transfer tracking is to view your transfer history in their mobile app. For example, if you bank with Chase, all you have to do is log in to your online account and visit their wire transfers page to track a wire transfer; Chase representatives can help you if you can't find that information.

How do I check my wire transfer status with reference number?

Once you have your fed number you'll need to contact the bank or specialist provider which arranged your payment, and request a wire trace. The bank or provider will then use the reference number to find out where the funds have ended up, and can report back to you to help you decide what to do next.

Can you track a wire transfer online?

If your transfer isn't delivered within the time frame you were given, you can request a trace on your transaction using a reference number or tracking number, or SWIFT codes. End-to-end tracking is a service that banks and many money transfer businesses provide to keep you informed about the progress of your payments.

How do I check the status of my wire transfer?

If you want to know the status of your wire transfer you can get in touch with the bank that sent the wire transfer. You can ask them to trace your wire transfer with the Federal Reference number. A large number of banks will do this for you. You may have to pay an additional fee to track your wire transfer.

How long does it take a Fed wire transfer to go through?

Most domestic transfers are processed on the same day, and international transfers are typically completed within a few days (depends on country). You need to move large amounts of money. Though limits vary based on the money transfer provider, they tend to be high.