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You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information:
Checking account resourcesOur featured accounts:U.S. Bank Smartly™ Checking accountAn interest-bearing checking account that’s eligible for Smart Rewards™ Monthly maintenance fee$6.95 or $0 There are multiple ways to get the monthly maintenance fee waived.1 Safe Debit account2A bank account minus the checks with no overdraft fees Monthly maintenance fee$4.95 Monthly maintenance fee can’t be waived Want to open a checking account in person?You can visit any U.S. Bank branch to open a checking account. You’ll still need identification and personal details, such as your Social Security number and a valid government-issued ID. You can also call a U.S. Bank representative at 800-398-0371 to ensure you have everything you need to open a checking account or other bank account. Ready to apply?Start of disclosure content Disclosures
Start of disclosure content Mobile device access fees – The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use. Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges. Deposit products are offered by U.S. Bank National Association. Member FDIC. When opening a bank account, typically documentation and proof of identity are needed to get the application and review process started.  First, you will need to select a bank, which can seem intimidating given the number of options out there. Second, whether you apply online or in person, you will need to provide documentation to confirm your identity (see Acceptable Forms of ID for Banks below). And third, you may be required to make an initial deposit into the bank account depending on the requirements of the bank and that specific account (see Requirements to Open a Bank Account below). With a parent or guardian co-signer or joint account holder, minors and teenagers can also have access to a Huntington checking or savings account. Be sure to check with your financial institution to verify the documentation that will be needed to open an account. Additional documentation may be required if you’re looking to open a business account or certain types of investment accounts. Acceptable Forms of ID for BanksMost banks request two forms of government issued ID. Generally, the phrase “government issued ID” covers the following types of ID:
Financial institutions that require two forms of ID may want at least one of the IDs to be a photo ID. If you don’t have two of these documents, contact your bank and ask them what you need. There may be alternatives. Requirements to Open a Bank AccountIn addition to having two forms of ID and money for the initial deposit, there may be other requirements to open a bank account.
Every bank has different application requirements to open an account. As a tip, it’s important to monitor your credit score, pay your bills on time, and not overextend your or your family’s budget to help maintain healthy finances. How Much Money Do You Need to Open a Bank Account?The simple answer, it can vary from bank to bank. It can also depend on the bank account type. At Huntington, all three of our checking accounts have a no minimum deposit requirement to open. However, in two of our checking accounts, you will need to keep a certain balance threshold, so maintenance fees can be waived and to become eligible to receive more competitive rates. Savings and investment accounts have different application and balance requirements. To learn more, check out our different types of savings accounts to get specific information. Huntington offers a variety of accounts to help everyone reach their financial goals. If you open an account with Huntington, you can take advantage of The Hub, our digital banking tools that can help you manage your finances. Open a Huntington Checking AccountIf you want a basic checking account with no monthly maintenance fee, or an interest-earning checking account, we've got the options that are right for you. Learn More If you’re looking to open a checking or savings account or need help finding what account is best for you, talk to a Huntington banker today. We’re ready to help. Are you ready to open a Huntington bank account? Apply online or visit your local Huntington branch today! † Sarita Harbour, “Why Banks Run a Credit Check when You Open a Checking Account.” Go Banking Rates. August 30, 2016. What documents do I need to open a bank account?Acceptable Forms of ID for Banks. Driver's license.. REAL ID card.. DoD ID card (also known as Department of Defense ID Card). Passport/Passport card.. Social security card.. Birth certificate.. Can I open a bank account without ID?Banks and credit unions are required to verify your identity when you apply to open an account. If you don't have a driver's license, ask what other types of identification will be accepted. The most common way to verify your identity is with a driver's license.
How much money do you need to open a bank account?You might decide that a checking or savings account is the right product for you. If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account.
Do you need a Social Security card to open a bank account?You are not required to have a social security number to open a checking or savings account. To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number.
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What to take to open a bank account
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