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Notifications
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 419 4332 or visit the nearest IDFC FIRST Bank branch for further queries.
Activate your Credit Card within minutes and enjoy unlimited benefits
One FASTag, three payments:Toll, fuel and parking
The only FASTag with triple benefits
Notifications
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 419 4332 or visit the nearest IDFC FIRST Bank branch for further queries.
Activate your Credit Card within minutes and enjoy unlimited benefits
One FASTag, three payments:Toll, fuel and parking
The only FASTag with triple benefits
- PERSONAL BANKING
- ACCOUNTS
- SAVINGS ACCOUNT
- SA - INTEREST RATE
Bank interest rates on Savings Account
IDFC FIRST Bank's
Savings Accountis our testament to putting our customers first. We offer one of the industry’s best savings account interest rates of up to 6.25% p.a.
This extra income is bound to open up a world of opportunities for you. Now you can take that holiday, go shopping or splurge on a lavish meal with your loved ones. As our customer, you can now truly earn more and do more.Read More
What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.
Hurry and make the most of this unique opportunity.Read Less
Savings Account Interest Simulator
- Pitruprasad Dash
“Recently I opened a new bank account with IDFC FIRST Bank. Firstly, in terms of the process to open savings account, it is truly hassle-free. Thanks for being ahead in terms of customer satisfaction and banking services, making it easy for new customers like me. I wish IDFC FIRST Bank a great future and looking forward to a long term association.”
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Sougata Das
“I recently opened a Savings Account with IDFC FIRST Bank, and I must tell you that I'm really happy with the features and benefits offered by the savings account. The netbanking services are quite advance which makes the process easy. Also, the IDFC FIRST Bank employees are cordial and helpful, making the overall experience a pleasant one.”
IDFC FIRST Bank's Savings Account Interest rates table
<= 10Lac | 4.00% |
> 10lac <= 50 Cr | 6.25% |
> 50Cr <= 100 Cr | 5.00% |
>100 Cr <= 200 Cr | 4.50% |
> 200 Cr | 3.50% |
(Effective from 10/10/2022)
Interest will be calculated on progressive balances in each Interest Rate Slab, as applicable
Please note that interest rates are subject to periodic change.
How is the Savings Account Interest Rates Calculated
Interest will be calculated on progressive balances in each Interest Rate Slab, as applicable
For Example:
1. In case your account balance with us is Rs. 25,000, the interest payable to you will be 4% on the entire Rs. 25,000.
2. In case your account balance with us is Rs. 5 lacs, the interest payable to you will be 4% on Rs. 5 lacs.
3. In case your account balance with us is Rs. 1.10 crores, the interest payable to you will be 4% on Rs. 10 lacs, 6.25% on Rs. 1 crore.
4. In case your account balance with us is Rs. 5.3 crores, the interest payable to you will be 4% on Rs. 10 lacs, 6.25% on Rs. 5.2 crore.
Please note that interest
rates are subject to periodic change.