Wings financial credit union mobile deposit funds availability

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Just-right choices for right now.

From everyday money management to affordable loans, Wings Financial's products will help you work toward your goals. At the same time, we offer personalized service and helpful education so you can feel confident in every decision you make.

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Competitive savings and loan rates offer added value for our members.

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With competitive yields and a variety of secure savings options, Wings can help you reach goals both big and small.

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Looking for a great deal? Check out the latest offers that Wings has available for new and existing members.

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When you need a loan, Wings Financial is here to help with low rates and flexible options.

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If it’s time to buy, start here. At Wings, it’s not about fitting a member into a mortgage. It’s about fitting the right mortgage to a member.

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Wings Financial believes in the value of financial education for all ages. Check out our complimentary workshops and events.

13-Month Certificate Special: 3.25% APY1

Savings rates are on the rise - and this special certificate is a simple, secure way to build your balance.

Open an account with as little as $500 using new or existing deposits, and you'll lock in a great rate for the entire certificate term.

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1APY= Annual Percentage Yield. $500 minimum; penalty for early withdrawal. Membership required. Insured by NCUA.

The power of a Wings branch, in your hands.

Wings mobile banking makes it easy to manage your money virtually anywhere, anytime. Deposit a check. Manage your debit and credit cards. Get immediate fraud alerts. Even open new accounts or apply for a loan – right from your mobile phone.

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What our members love.

Wings handled a lot of extra legwork for us. The benefit of going through the credit union is astronomical.

Claire A.

Member since 2015

Our mortgage process went very smoothly. Our loan officer was willing to take the time to explain and help with any questions we had – there was great communication throughout the process. Any issues we had, it gave us peace of mind knowing that he was there to help.

Terri B. & William C.

Member since 2017 and 1997

Wings stepped up big-time today as we dealt with some fraud issues on our account. We were treated like humans with empathy and were able to get everything resolved. Thank you for caring about your clients. We will be members for life!

Fabulous member service, great rates. I’ve been banking here since I was 10 years old. I’ve gone other places but have never been as happy as with Wings!

Awards and Recognition

Best Credit UnionBest Home Mortgage

Twin Cities Business Best of Business

Best Credit Union

Star Tribune 2022
Minnesota’s Best

Best Credit Unions of 2021

The Balance

Top Workplace

Star Tribune Top 200 Workplaces

Membership is more than joining. It's belonging.

Here, you're not just a number in the system. You're a member-owner in one of the country's top credit unions. Wings Financial is a not-for-profit institution dedicated to helping members get ahead with money-saving services and real-life money skills. Take the next step – join the Wings family.

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Are mobile deposit funds available immediately?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

Does Wings Financial have mobile check deposit?

You can transfer money between Wings accounts, from an external account, deposit checks using Mobile Deposit, set up direct deposit from an employer, and more.

How long does it take a check to clear at Wings?

A: On weekdays (excluding holidays), funds from checks deposited before 1:45 pm EST will be available the next day. Funds from checks that are deposited after 1:45 pm EST will be available in two business days.