Show
U.S. Bank Smartly™ Checking accountAn interest-bearing checking account that’s eligible for Smart Rewards™ Monthly maintenance fee$6.95 or $0 There are multiple ways to get the monthly maintenance fee waived.1 Safe Debit account2A bank account minus the checks with no overdraft fees Monthly maintenance fee$4.95 Monthly maintenance fee can’t be waived
Checking account benefitsBank Smartly and Safe Debit account holders enjoy:
Bank Smartly™ Checking account holders can enroll in Smart Rewards™ to reap additional benefits. Note: Safe Debit accounts are not eligible for Smart Rewards.™ Take action to get Overdraft Paid Fees waived.Let’s face it – overdrafts can happen. With Overdraft Fee Forgiven, U.S. Bank Smartly™ Checking account holders may qualify for an Overdraft Paid Fee waiver. If your Available Balance at the end of the business day is overdrawn by $50 or less, you will not be charged an overdraft fee. If your Available Balance is overdrawn by $50.01 or more, you’ll have extra time to potentially have the Overdraft Paid Fees waived with Overdraft Fee Forgiven.4 Note: Safe Debit accounts are not eligible for Overdraft Fee Forgiven. The verdict is in…. Our app is #1.More than one million customers have given the U.S. Bank Mobile App an overall rating of five stars. Industry experts ranked us #1 for:
Apply online.Easy, fast and secure - apply in minutes with an opening deposit of $25. All our accounts can be opened jointly. Simply select the Joint option when applying. Over 18 and interested in opening your first bank account? Here’s what you need to know. Want to open an account for a minor? Learn how. Rest easy. We’ve got you covered.Your money and data are protected with:
Take control of your financial wellness.Bank Smartly™ with U.S. Bank by tapping into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness. Download the U.S. Bank Mobile App and explore ways to manage cash easily, move money safely and save and spend wisely. Grow your financial knowledge.Financial IQ has an abundance of interesting and relevant articles, videos, quizzes and more that can help you grow your financial knowledge. Here are just a few of the resources you’ll find.
How to choose a bank accountWith so many available options, it can be difficult to choose a bank account that best fits your needs. Our Money Mentor can help.
How to spend money wiselyWhether you’re a financial pro or just starting your financial journey, mindful spending habits will keep you on the right track.
How to balance your checkbookAvoid overdraft charges and minimize the risk of fraud by keeping your checking account balanced. Ready to get started?Start of disclosure content Disclosures
Start of disclosure content Investment and insurance products and services including
annuities are: U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation. For U.S. Bancorp Investments, Inc.: Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association. U.S. Bank is not responsible for and does not guarantee the products, services, performance or obligations of its affiliates. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. Equal Housing Lender Can you make a bank account without going to the bank?Yes, you can open a bank account completely online, without ever going into a bank branch. With a completely online bank or account, you can also do all your account management online.
How do you set up an account in a bank?Here's a list of what you'll need to open your new bank account:. A valid, government-issued photo ID, such as a driver's license or a passport. ... . Other basic information, such as your birthdate, Social Security number or Taxpayer Identification Number, or phone number.. An initial deposit is required by some banks, too.. Is it better to open a bank account online or in person?You could find better interest rates
Online-only savings accounts often have much higher annual percentage yields compared to brick-and-mortar banks. For example, Bank of America's Rewards Savings Account offers a standard APY of 0.01% (as of Sept. 7, 2022).
|