Compare Rewards, Interest Rates, Fees, and Benefits Show
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below. Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Chase Freedom Unlimited has a $0 annual fee.
Articles on Chase Sapphire Preferred® CardArticles on Chase Freedom Unlimited®Chase Freedom Unlimited Credit ScoreChase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds. Chase Freedom Unlimited Credit LimitMany Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase. Compare Chase Sapphire Preferred to:
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Compare Chase Freedom Unlimited to:
What is the difference between Chase Freedom and Chase Sapphire?Chase Freedom Unlimited is better for everyday use and intro APRs. But Chase Sapphire Preferred is the clear choice for travel rewards and a big initial bonus. Sapphire Preferred also has a $0 foreign transaction fee, while Freedom Unlimited charges 3% of each transaction in U.S. dollars.
When should I use Chase Sapphire vs freedom?You should use the Sapphire Reserve when booking travel, since you'll earn more points and gain valuable trip coverage. All other spending should go on the Chase Freedom Unlimited. The card offers elevated bonuses on common spending categories.
Can you convert Chase Freedom to Sapphire?Yes, you can typically upgrade a Chase Freedom card to another card, such as the Chase Sapphire Preferred® Card. However, you must still be approved for the card to which you want to upgrade. The Chase Sapphire Preferred® Card has higher credit score and income requirements. An upgrade approval is not guaranteed.
Is it worth getting a Chase Sapphire card?The Chase Sapphire Preferred® Card will be a match if you want a card that offers versatile travel rewards and that doesn't cost much per year. It's loaded with great travel perks, includes a hotel credit and anniversary points bonus, and offers high earning rates in a few new categories.
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