How to link apple pay to cash app

  • Options for Connecting Cash App Card

How to link apple pay to cash app

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Apple Pay is the fourth most popular payment application in the United States while Cash App is the sixth. So it’s not surprising that the masses are interested in connecting their Cash App card to their Apple Pay accounts. 

Before connecting these two accounts, digital wallet users should learn how to verify a Cash App card with Apple Pay. Here’s how it’s done. 

Options for Connecting a Cash App Card to Apple Pay

There are two ways to verify a Cash App card with Apple Pay.

1. Verify With Cash App

Users can connect their Apple Pay digital wallets with the Cash App by:

  • Opening Cash App on an Apple device
  • Tapping the “Cash Card” option from the home screen of the Cash App
  • Tapping the “Add to Apple Pay” option and following the prompts

Once all the prompts are complete, the Cash App card will be added to the user’s Apple Pay digital wallet.

2. Verify With Apple Pay

The second option to verify your Cash App card is to do so directly through Apple Pay. Those interested in doing so should:

  • Open the Apple Wallet app on an Apple device
  • Tap the plus sign (+) to add a new card to an Apple Wallet
  • Follow the prompts on the screen using the Cash App card’s information
  • Open Cash App on an Apple device to verify that the card was added.

Final Take

It’s easy to connect a Cash App card to an Apple Pay digital wallet, but the apps don’t connect automatically. You need to have a Cash App card to connect the two.

How To Verify a Cash App Card for Apple Pay FAQ

Here are some of the most commonly asked questions about connecting a Cash App card to Apple Pay.

  • How do you verify a cash card?
    • Cash App Cash Cards are only issued to those who have verified accounts. The app will ask for personally identifiable information such as your name and mailing address. The account holder will be issued a Cash Card once all verification information is complete.
  • Does the Cash App card work with Apple Pay?
    • Yes, the Cash App card can be used with an Apple Pay digital wallet. Those interested in doing so should follow the steps above to connect their Cash App card to their Apple Pay Wallets.
  • How do I know if my cash app card is activated?
    • To check the activation status of a Cash App card, a user should:
      • -Log into their Cash App account
      • -Click on the Cash Card image
      • -Look for an option to activate their card if it hasn't been activated yet.
        • If a Cash Card is already active, this option will not be available.

Did you know that according to information from the World Bank, the United States leads the number of transfers sent in the world, followed by Saudi Arabia and then Switzerland? The value of transactions in terms of digital money transfers amounted to $64.1 million US dollars in 2018. An annual increase of 15.9% is projected, which would lead to a total of $143.1 million by 2023.

Just how do these transfers work though? In order to carry out the transfer of digital money from bank to bank and person to person, there are a number of reliable and secure apps that help you. Right now, though, we’ll be focusing on Apple Pay and Cash App, two of the most prominent digital wallet apps of the year.

First, let’s explore just exactly what Apple Pay and Cash App offer as financial apps. Then, we’ll dive into how to transfer money from Apple Pay to Cash App seamlessly.

What is Apple Pay?

Apple Pay is a digital wallet where users can carry out transactions electronically. This platform is a development by Apple Inc., as the name might suggest. With the app, you can send money, buy applications in the App Store and pay digitally at stores where Apple Pay is accepted.

The app, as you might guess, only works on Apple devices such as iPads, iPhones, Apple Watches and Macs. While the app comes installed on most newer devices, if you’ve somehow deleted it, you can find it in the App Store to download for free.

Not sure what the difference is between Apple Pay and other similar digital wallets? Check out our guide on Samsung Pay vs. Google Pay vs. Apple Pay.

What is Cash App?

Square Inc. developed the Cash App in competition with other emerging mobile money wallets such as Apple Pay, PayPal's Venmo, and Google Pay. It’s why it was formerly called Square Cash, actually. And, the basic features are similar to Apple Pay.

With Cash App, a user can send money, pay bills or withdraw cash at an ATM if they have the possibility, among other transactions. This tool is available in the Play Store and the App Store, making it a bit more ubiquitous versus Apple Pay. On top of that, Cash App is one of the best money transfer apps for those without a social security number.

Don’t have a SSN? Here is a helpful guide on How to Use Cash App Without a SSN

Cash App vs. Apple Pay

While both of these apps allow you to perform online money transfers, there are some similarities and differences between Cash App and Apple Pay. Let’s explore those below.

The Similarities  

  • Both applications are compatible with SaaS platforms, iPhone, iPad.
  • Both Cash App and Apple Pay allow screenshots and videos.
  • The two applications have a free version.
  • Cash App and Apple Pay both have a 5-star score in the "General and Ease" categories.
  • Cash App and Apple Pay both offer the following mobile payment features: ACH support, contactless payments, credit/debit card support, and P2P payments.

The Differences 

  • Cash App is compatible with Android but not with Mac whereas Apple Pay is compatible with Mac and not with Android.
  • Cash App targets anyone who wants to send or receive payments through a mobile application while Apple Pay targets anyone who wants to pay with an Apple-only payment service.
  • Cash App has an online support service unlike Apple Pay.
  • Cash App differentiates itself by providing cryptocurrency exchanges and brokers. However, Apple Pay offers POS (point of sale) systems to make it more business-friendly.
  • Cash App offers a mobile payment function in support of cryptocurrencies (it’s compatible with Bitcoin) while Apple Pay does not.
  • Apple Pay, unlike Cash App, is available not only in the US and UK, but also in more than 50 countries (however, do keep in mind that you still need an Apple device to access the app).

Can You Transfer Apple Pay Money to Cash App? 

Indeed, money can be transferred from the Apple Pay application to the Cash App, but not directly. Apple Pay does not allow you to link a bank account to make transfers and is limited to debit and credit cards provided by banks. For this reason, money can be indirectly transferred through Apple Pay to your bank account and then from there to your Cash App wallet. Keep reading to find out how to do just that.

How to Transfer Money from Apple Pay to Cash App 

Unfortunately at the moment, there is no direct transfer option or button to send funds between these two platforms, but that doesn’t mean you can’t do it! You just have to go through a couple more steps than clicking one button.

Step 1: Transfer Money from Apple Pay to your Bank Account

For this process, the following steps must be followed (keep in mind that the time to process this transaction can take up to 1-3 business days in some cases):

  1. Be sure you have access to your card information or the bank account information where you want to transfer the money to. If you’re using an iPhone, simply open the Wallet application, tap on the Apple Cash card, and then tap the Plus button. If you’re using an iPad, go to Configuration > Wallet & Apple Pay > Apple Cash Card.
  2. Select the “Transfer to Bank” option. 
  3. Enter the amount to deposit and click Next. 
  4. Click on Instant Transfer or 1-3 business days (depending on how fast you want the money deposited into your account).
  5. Confirm the transaction with Face ID, Touch ID, or Passcode.
  6. Wait for the funds to transfer. 

Note: If you use the 1-3 business day option, no fee will be charged to transfer your money to your bank account. In case of selecting instant transfer, a fee of 1% deducted from the value of each transaction.

Step 2: Transfer Money from your Bank Account to Cash App

When the money from Apple Pay has reached your bank account, the funds can then be transferred to your Cash App wallet.

Because the money is now in your bank account, you’ll be able to transfer those funds to Cash App following these steps below:

  1. Tap the Banking tab on your Cash App home screen.
  2. Press Add Cash.
  3. Choose an amount.
  4. Tap Add.
  5. Use Touch ID or enter your PIN to confirm.

After you see the confirmation come up, you’ll just have to wait for the transfer to be fully completed! It’s that easy (well, kind of). While this is a roundabout way of transferring money from Apple Pay to Cash App, it works really well if you have the patience to go through these two steps.

How to Transfer Money from Cash App to Apple Pay 

It is currently not possible to transfer money from Cash App to Apple Pay, because Apple Pay is not a bank account. It is an electronic wallet with which you can pay with the linked credit or debit cards.

Now, on the other hand, you can add a Cash App account to Apple Pay, but only if you have a Cash Card, which is the application's free debit card. It is a simple and easy process to do through the Cash application, or in Apple Wallet on your iPhone or iPad

Save on Money Transfer Fees

Today, there are also other alternative ways to transfer money from a digital banking app to your real bank account, such as Cheese Mobile Banking, which is an excellent online platform that provides basic banking services with cash back rewards. Although Cheese itself is not a bank, we are associated with Coastal Community Bank in order to provide financial options to its customers.

And, we care about helping you save on costly fees, particularly when it comes to transfers. 

With the Cheese Debit Card, we understand the struggle, which is why we waive all Cheese users one international wire transfer per year. And, while you’re saving on wire transfer fees, you’ll also be able to enjoy the savings of your fee-free and cashback-optimized debit card.

We’re looking out for you and your money. To save on fees and more, get your Cheese Debit Card today. Download Cheese Mobile Banking App for iOS or Android to change the way you bank. Once you do, you’ll have access to all of these cool features:

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