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Link: Apply now for the Capital One Venture X Rewards Credit Card There’s a lot to understand about the Capital One Venture X Rewards Credit Card, which is
Capital One’s premium consumer credit card. One benefit people look for with a premium credit card is good rental car protection, and that’s something that the Capital One Venture X offers. In this post I wanted to discuss the card’s rental car protection in greater detail. This nicely complements the card offering Hertz President’s Circle status, plus the card offering 10x Venture miles on rental cars booked through Capital One Travel.
What rental car coverage does the Capital One Venture X offer?The Capital One Venture X offers primary auto rental collision damage waiver (CDW) coverage for rental cars, both in the United States and abroad. There are some basic terms to be aware of, as you’d expect:
You’ll want to consult the full Capital One Visa Infinite benefits guide for all the details, as they’re subject to change, and there are some further restrictions. Also note that this coverage is specifically for rental cars, and not for car sharing services like Turo (though Capital One and Turo have a partnership offering up to 10x Venture miles on rentals). Get rental car coverage with the Capital One Venture XHow do you file a rental car claim with the Capital One Venture X?In the unfortunate event that you actually need to use the Capital One Venture X rental car coverage, how do you go about it?
How does this compare to rental car coverage offered by other cards?For those wondering how the rental car coverage offered by the Capital One Venture X compares to the coverage offered by other premium cards, let’s compare the coverage to some popular competitors:
I think it’s also important to emphasize that even primary collision damage waiver (CDW) coverage doesn’t fully cover you — this isn’t a full insurance policy. It covers you for the damage to your car, but doesn’t cover damage to other cars, or bodily injury. People may be covered for that with their personal insurance, but for those without a personal insurance policy that covers rentals, you might want to pay for more premium protection, in the unlikely event that another car is damaged, or there are injuries. Hopefully you don’t actually have to use the coverageBottom lineThe Capital One Venture X offers primary collision damage waiver (CDW) coverage both within the United States and in most countries abroad, for the primary cardmember and authorized users. This is an important perk for premium credit cards that I know many people value, so hopefully the above is a useful summary of how it works. Capital One’s rental car coverage policy is very competitive with what’s offered by other premium credit cards. And of course this is only one of many great reasons to apply for this card, as it also offers a great welcome bonus, plus perks like a $300 annual travel credit, 10K bonus anniversary miles, a Priority Pass membership, access to Plaza Premium Lounges, access to Capital One Lounges, awesome authorized user perks, cell phone protection, and more. What do you make of the Capital One Venture X‘s rental car coverage policy? Meet Ben Schlappig, OMAAT Founder Does Capital One secured credit card have rental insurance?Yes, you can rent a car with the Capital One Secured card. Plus, this card comes with included car rental insurance offering up to 15 days of coverage for theft or damage of an eligible rented vehicle.
Does Capital One Venture card provide car rental insurance?Rental car insurance coverage
The Capital One Venture Rewards Credit Card offers an auto rental collision damage waiver benefit, meaning that when you rent an eligible vehicle with the card, you may be covered for damage in the event of a collision or theft.
Do credit cards include insurance?Some credit cards come with one or more type of insurance embedded in the card. Examples of these insurances include car rental insurance, trip cancellation insurance, trip interruption insurance, travel medical insurance and purchase warranty insurance.
Does Capital One Spark Business cover rental car insurance?Primary car rental insurance
The Capital One Spark Miles card provides primary car rental coverage, up to the cash value of the vehicle, for theft and damage to your rental car if it's rented primarily for business purposes. For personal rentals the coverage is secondary.
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