How can i use my phone to pay for things

At participating stores, you can receive or redeem rewards when you use Apple Pay.

1. Add your rewards card to Wallet.

2. At the payment terminal in the store, present your rewards card by holding iPhone near the contactless reader.

   Apple Pay then switches to your default payment card to pay for the purchase. In some stores, you can apply your rewards card and payment card in one step. In other stores, you need to wait until the terminal or cashier asks for payment.

To have your rewards card appear automatically when you’re in the store, tap

You can pay using Apple Pay in stores, within apps and on the web, and more.

How to pay using Apple Pay in stores and other places

Pay with your iPhone

1. To use your default card:
   • If your iPhone has Face ID, double-click the side button. If prompted, authenticate with Face ID or enter your passcode to open Apple Wallet.
   • If your iPhone has Touch ID, double-click the Home button.
2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
3. Hold the top of your iPhone near the contactless reader until Done and a checkmark appear on the display.

Pay with your Apple Watch

1. Double-click the side button.
2. Your default card opens automatically. Scroll down to choose another card.
3. Hold the display of your Apple Watch near the contactless reader until you feel a gentle tap and hear a beep.

How to pay using Apple Pay online or within apps

You can use Apple Pay to pay online in Safari2,3 or within apps when you see Apple Pay as a payment option.

1. In addition to accepting Apple Pay, the merchant must accept your payment card and payment network.
2. In China mainland, you can use Apple Pay on the web in Safari only on a compatible iPhone and iPad with the latest version of iOS or iPadOS.
3. In Italy, you can use your iPhone and Apple Watch to make Apple Pay purchases in stores with your Maestro card. Maestro cards can't be used within apps and on the web. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Published Date: March 14, 2022

Tap and pay confidently with Visa

Use your payment-enabled mobile phone or wearable device to pay quickly and easily.

Convenient

All the benefits of Visa, on your mobile phone or device.

Secure

Your transactions are always backed by the security of Visa. When you use Visa on most digital devices, Visa Token Service protects your information with a unique digital identifier - a "token".

Accepted

Look for the Contactless Symbol at checkout.

How to pay with your mobile phone

1. Add your Visa card to your payment-enabled mobile phone or device
   
2. Look for the Contactless Symbol on the terminal at checkout
3. Hold your phone or device over the symbol to pay
   

The financial institution that issued your Visa credit or debit card must be participating to add it to a payment-enabled phone or device.

Ways to pay with your mobile phone

Once loaded onto your phone or device, you can pay conveniently and confidently with Visa.

Apple Pay 

Pay with Visa using compatible Apple devices.

Learn more

Google Pay

Pay with Visa using compatible Android devices.

Learn more

Samsung Pay 

Pay with Visa using compatible Samsung devices.

Learn more

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How do I use my iPhone to pay for things?