As a member age 18 or older, you can help protect your family's financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $1,000.00 Credit Union Paid coverage paid for you by Atlantic Federal Credit Union, you can purchase Additional Coverage at group rates. Show
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You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Remember, the $1,000.00 coverage is at no cost to you. It’s complimentary of Atlantic Federal Credit Union. To learn more about Accidental Death and Dismemberment (AD&D) Insurance, take a few moments to view this quick, informative video.
Accidents are the #1 cause of death in adults under the age of 45 in the US1.Accidental Death & Dismemberment (AD&D) insurance is affordable insurance that can help protect you and your family's financial situation when the unexpected happens. It covers you in the event of an injury or death that results from a covered accident. AD&D can be a helpful safeguard against the burden of costs associated with injury or death from an accident by providing you and your family with funds when you may need them most. 1 National Center for Injury Prevention and Control, Centers for Disease Control and Prevention, 2018.
 Accidental Death & Dismemberment Benefits of Coverage
According to the National Safety Council, in the US there are:107 deaths per day from motor-vehicle incidents More than 93,000 accidental deaths in the home each year fatal accidents occurring every 4 minutes **Source: National Safety Council's Injury Facts 2019 Questions About Coverage> What is AD&D Insurance?Accidental Death & Dismemberment insurance pays a cash benefit if you die in a covered accident. It also pays benefits for covered injuries caused by an accident. > Can my family members get protection?Yes! If you select additional coverage, you may protect your spouse and dependent children with a Family Plan. > Where can I find more details about the plan?Learn more about the costs, benefits and exclusions of this customer-only accident insurance, offered through your financial institution. > How do I apply?Click the APPLY NOW link below, provide a few pieces of information and select a benefit amount that makes sense for you and your family. If you have any questions about this insurance benefit, please call our plan administrator, SelmanCo, at 1-877-665-7563.
Get your quote and enroll today!No matter how careful you may be, you're always at risk of being involved in an accident...at home, at work, in the car, or even on vacation, that could possibly impact your financial security. Click below if you are interested in applying for Group Accidental Death & Dismemberment Insurance offered by your financial institution.
Underwritten by Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, Minnesota 55101-2098. For Minnesota Life’s current ratings, please visit: www.minnesotalife.com/ratings. Minnesota Life Insurance Company is an affiliate of Securian Financial Group, Inc. Administered by SelmanCo, brand entity of Selman & Company, LLC, One Integrity Parkway, Cleveland, OH 44143, 1-877-665-7563. Your Credit Union has chosen Minnesota Life Insurance Company to underwrite this Accidental Death & Dismemberment Insurance Plan. Coverage is provided under policy form series 05-50274T, 05-50277, 05-50285, 05-50355 and any state variation thereof. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual. The Credit Union and its licensed affiliates are compensated as agents of Minnesota Life Insurance Company for arranging this program for customers of the Credit Union. 1498456 01/2021 What is covered under accidental death and dismemberment insurance?What is AD&D insurance? Accidental death and dismemberment (AD&D) insurance is a category of life insurance that only pays out a benefit when the insured is in a covered accident that causes death or specific serious injuries such as the loss of a limb, paralysis, or blindness.
What does accidental death and dismemberment not cover?AD&D insurance will cover only deaths and injuries from accidents—not natural causes or illnesses. Not heart attacks or strokes. Policies typically cover death or injuries from accidents at work, home and while traveling.
Is accidental death and dismemberment insurance the same as life insurance?An accidental death and dismemberment insurance policy (AD&D) is not the same as a standard life insurance policy. Yes, it pays a death benefit, but as the name suggests, it only provides coverage in the event you die due to an accident.
What is the difference between accident insurance and accidental death and dismemberment?Accidental Death & Dismemberment (AD&D) Insurance provides benefits if you die as the result of an accident or suffer a permanent impairment such as paralysis, loss of limb(s), eyesight, hearing or speech. Accident Insurance provides a cash benefit if you experience an injury or die as a result of a covered accident.
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Minnesota life insurance company accidental death and dismemberment
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